SIP Calculator
Plan your investments and visualize your wealth growth with our easy-to-use SIP calculator
SIP Calculator
Total Investment
₹0
Total Returns
₹0
Total Value
₹0
Investment Growth Chart
How to Use
- Choose between "I know investment amount" or "I know my goal amount"
- Enter your monthly SIP investment or goal amount
- Set the expected annual return rate
- Choose the investment duration in years
- The calculator will automatically update the results
- Explore the graph to visualize your investment growth
- Adjust the parameters to see how they affect your returns
How It's Calculated
The SIP calculator uses the following formula:
M = P * (((1 + r)^n - 1) / r) * (1 + r)
Where:
- M = Total amount
- P = Monthly SIP amount
- r = Monthly rate of return (Annual rate / 12 / 100)
- n = Total number of monthly investments
About SIP Investments
A Systematic Investment Plan (SIP) is a method of investing in mutual funds where you invest a fixed amount regularly (usually monthly) instead of making a lump-sum investment. SIPs offer several benefits:
- Disciplined investing: Helps you develop a regular saving habit
- Rupee cost averaging: Reduces the impact of market volatility
- Power of compounding: Your returns earn further returns over time
- Flexibility: Start with small amounts and increase as your income grows
- Long-term wealth creation: Ideal for achieving long-term financial goals
Use our SIP calculator to estimate your potential returns and plan your investments wisely. Remember that actual returns may vary based on market conditions and fund performance.